Southern California Bancorp (BCAL) versus Its Peers Head to Head Contrast

by · The Cerbat Gem

Southern California Bancorp (NASDAQ:BCALGet Free Report) is one of 162 publicly-traded companies in the “National commercial banks” industry, but how does it contrast to its rivals? We will compare Southern California Bancorp to similar companies based on the strength of its analyst recommendations, valuation, institutional ownership, profitability, earnings, dividends and risk.

Institutional and Insider Ownership

55.4% of Southern California Bancorp shares are held by institutional investors. Comparatively, 54.8% of shares of all “National commercial banks” companies are held by institutional investors. 35.9% of Southern California Bancorp shares are held by company insiders. Comparatively, 8.3% of shares of all “National commercial banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current recommendations and price targets for Southern California Bancorp and its rivals, as reported by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Southern California Bancorp01102.50
Southern California Bancorp Competitors1270749966852852.38

As a group, “National commercial banks” companies have a potential upside of 47.84%. Given Southern California Bancorp’s rivals higher probable upside, analysts plainly believe Southern California Bancorp has less favorable growth aspects than its rivals.

Profitability

This table compares Southern California Bancorp and its rivals’ net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Southern California Bancorp20.42%9.35%1.12%
Southern California Bancorp Competitors17.40%11.04%1.05%

Earnings & Valuation

This table compares Southern California Bancorp and its rivals gross revenue, earnings per share and valuation.

Gross RevenueNet IncomePrice/Earnings Ratio
Southern California Bancorp$97.52 million$25.91 million10.33
Southern California Bancorp Competitors$10.86 billion$1.95 billion10.21

Southern California Bancorp’s rivals have higher revenue and earnings than Southern California Bancorp. Southern California Bancorp is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Summary

Southern California Bancorp beats its rivals on 7 of the 12 factors compared.

About Southern California Bancorp

(Get Free Report)

Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal and business savings, and money market accounts, as well as certificates of deposit. It also provides home equity lines of credit, business loans and lines of credit, commercial real estate and construction loans, small business administration loans, letters of credit, and personal and business credit cards. In addition, the company provides cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; courier service; lockbox services; and merchant services. It operates branches in San Diego, Orange, Ventura, Los Angeles, and Riverside counties, as well as the Inland Empire. The company was founded in 2001 and is headquartered in San Diego, California.