Southern California Bancorp (BCAL) versus Its Peers Head to Head Contrast
by Renee Jackson · The Cerbat GemSouthern California Bancorp (NASDAQ:BCAL – Get Free Report) is one of 162 publicly-traded companies in the “National commercial banks” industry, but how does it contrast to its rivals? We will compare Southern California Bancorp to similar companies based on the strength of its analyst recommendations, valuation, institutional ownership, profitability, earnings, dividends and risk.
Institutional and Insider Ownership
55.4% of Southern California Bancorp shares are held by institutional investors. Comparatively, 54.8% of shares of all “National commercial banks” companies are held by institutional investors. 35.9% of Southern California Bancorp shares are held by company insiders. Comparatively, 8.3% of shares of all “National commercial banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
Analyst Recommendations
This is a summary of current recommendations and price targets for Southern California Bancorp and its rivals, as reported by MarketBeat.
Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
Southern California Bancorp | 0 | 1 | 1 | 0 | 2.50 |
Southern California Bancorp Competitors | 1270 | 7499 | 6685 | 285 | 2.38 |
As a group, “National commercial banks” companies have a potential upside of 47.84%. Given Southern California Bancorp’s rivals higher probable upside, analysts plainly believe Southern California Bancorp has less favorable growth aspects than its rivals.
Profitability
This table compares Southern California Bancorp and its rivals’ net margins, return on equity and return on assets.
Net Margins | Return on Equity | Return on Assets | |
Southern California Bancorp | 20.42% | 9.35% | 1.12% |
Southern California Bancorp Competitors | 17.40% | 11.04% | 1.05% |
Earnings & Valuation
This table compares Southern California Bancorp and its rivals gross revenue, earnings per share and valuation.
Gross Revenue | Net Income | Price/Earnings Ratio | |
Southern California Bancorp | $97.52 million | $25.91 million | 10.33 |
Southern California Bancorp Competitors | $10.86 billion | $1.95 billion | 10.21 |
Southern California Bancorp’s rivals have higher revenue and earnings than Southern California Bancorp. Southern California Bancorp is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.
Summary
Southern California Bancorp beats its rivals on 7 of the 12 factors compared.
About Southern California Bancorp
Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal and business savings, and money market accounts, as well as certificates of deposit. It also provides home equity lines of credit, business loans and lines of credit, commercial real estate and construction loans, small business administration loans, letters of credit, and personal and business credit cards. In addition, the company provides cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; courier service; lockbox services; and merchant services. It operates branches in San Diego, Orange, Ventura, Los Angeles, and Riverside counties, as well as the Inland Empire. The company was founded in 2001 and is headquartered in San Diego, California.